http://www.bankruptcy-canada.ca/consumer-proposals/2012/07/cp-question.html

Question Asked…

I’m considering a cp and am wondering if I should keep making minimun payments right up to when I file?
Or is missing payments(showing I’m seriious) better for a cp decision in my favour?

Posted from: Ontario

Whether or not you have been making payments on your accounts immediately preceding the filing of aconsumer proposal doesn’t impact the likelihood of acceptance of the proposal. So what I recommend is that the moment you decide that you are going to file a consumer proposal you should stop making payments to any of your unsecured creditors.